U.S. Department of Agriculture/Rural Development Rural Housing and Community Development Service Rural Business and Cooperative Development Service Rural Utilities Service Farm Service Agency Businesses, Cooperatives, Municipalities Business and Industry Direct and Guaranteed Loans, Rural Business Enterprise and Opportunity Grants, Intermediary Re-lending Program, Economic Development Loans and Grants, Cooperative Development Service. Loan and Grant program for Rural Utilities (energy, telecommunications, water/waste disposal systems)
Rural Development Office in Oneonta at (607) 432-6261 Syracuse Headquarters Offices: Rural Development at (315) 477-6400
Farm Service Agency at (315) 477-6303.
U.S.D.A. Natural Resources Conservation Service Natural Resources Conservation Districts (NRCS) Resource Conservation and Development Councils (RC&D) NRCS: land/water conservation RC & D Councils: sustainable natural resources-based economic development.
NRCS provides technical and financial assistance for land/soil/waterway/ecological conservation activities. RC&Ds provide technical and financial packaging assistance to natural resources-dependent businesses and communities.
Natural Resources Conservation Service: (607) 777-9829 South Central NY RC&D Council: (607) 334-4715.
U.S. Department of Housing and Urban Development Community Development Block Grants Small Cities Program Empowerment Zone Program Non-entitlement communities Units of local government with population less than 50,000 and non-metro counties Loans and grants for housing, economic development, public facilities affecting public health.
For Delaware County, call Buffalo Office at (716) 551-5768.
U.S. Small Business Administration SCORE Small Business Development Centers (SBDCs) at universities (see above) One-Stop Capital Shops (with Housing and Urban Development and US Department of Agriculture). Small businesses Training, counseling and business development via loan guarantees. Programs for guaranteeing contractors’ surety bonds, for export, legal, financial and technical assistance, for technology transfer, veterans, women and minority enterprise development. Disaster assistance.
Federal Home Loan Bank of New York (FHLB) Community Investment Program Housing, economic development projects. Local FHLB member banks get below-market rates; can re-lend at lower rates for community reinvestment.
Phone (212) 441-6600 to get name of nearby participating member bank.
U.S. Department of Energy Office of Industrial Technologies Technology Access Partnerships for Industrial Excellence Technologies Municipalities, business, universities, non-profits, individuals Six programs support technology deployment, promote energy efficiency, clean production, economic competitiveness, etc.
U.S. Department of Commerce Economic Development Administration Distressed communities (high unemployment, low-income, population loss, many business failures) Export promotion, sustainable development, brownfields re-use, small business incubators, defense downsizing adjustments, regional partnerships for economic development.
Syracuse Office at (315) 448-0938. White Plains Export Assistance Office at (845) 682-6264